What Meridian 2025 Really Told Us About the Future of Money : Session 1 - 11

Stellar Meridian 2025 in Rio was not a conference about slogans and speculative tokens. It was a preview of how ๐ฉ๐๐ฒ๐ฆ๐๐ง๐ญ๐ฌ, ๐ข๐๐๐ง๐ญ๐ข๐ญ๐ฒ, ๐ซ๐๐ ๐ฎ๐ฅ๐๐ญ๐ข๐จ๐ง, ๐๐ง๐ ๐ซ๐๐๐ฅ-๐ฐ๐จ๐ซ๐ฅ๐ ๐๐ฌ๐ฌ๐๐ญ๐ฌ are quietly being rebuilt on open rails.
Across keynotes, fireside chats, and lightning talks, a clear pattern emerged:
Stablecoins are no longer experiments - they are infrastructure
LATAM and Africa are not edge markets - they are the blueprint
Regulation is finally catching up, and in some cases leading
Open systems only win if they are private, compliant, and boring enough to run trillions
Below are the biggest signals we took home from Meridian 2025 - and what they mean for the next decade of digital money.
1. Open Infrastructure Only Matters When Real Applications Run On It
Session: Opening keynote - Denelle Dixon, Stellar Development Foundation
Denelle Dixon opened Meridian with a simple idea: if the early internet connected computers, ๐ฏ๐น๐ผ๐ฐ๐ธ๐ฐ๐ต๐ฎ๐ถ๐ป ๐ถ๐ ๐ฐ๐ผ๐ป๐ป๐ฒ๐ฐ๐๐ถ๐ป๐ด ๐ฒ๐ฐ๐ผ๐ป๐ผ๐บ๐ถ๐ฒ๐.
Her core point was not about features - it was about design principles. The open web worked because it was built on shared standards like TCP/IP. The new financial web will depend on similar openness: protocols that anyone can build on, audit, and extend.
Dixonโs blueprint for Stellar is pragmatic:
Keep the network ๐ผ๐ฝ๐ฒ๐ป ๐ฏ๐ ๐ฑ๐ฒ๐๐ถ๐ด๐ป, not just by narrative
Bake ๐ฐ๐ผ๐บ๐ฝ๐น๐ถ๐ฎ๐ป๐ฐ๐ฒ ๐ฎ๐ป๐ฑ ๐ฟ๐ฒ๐ด๐๐น๐ฎ๐๐ผ๐ฟ๐ ๐ฟ๐ฒ๐ฎ๐น๐ถ๐๐ถ๐ฒ๐ into the infrastructure
Focus on ๐ฟ๐ฒ๐ฎ๐น ๐๐๐ฒ๐ฟ๐ ๐ฎ๐ป๐ฑ ๐ฟ๐ฒ๐ฎ๐น ๐บ๐ฎ๐ฟ๐ธ๐ฒ๐๐ - remittances, merchant payments, small businesses, aid
Stellarโs 99.99 % uptime record and the launch of ๐ ๐ฒ๐ฟ๐ถ๐ฑ๐ถ๐ฎ๐ป ๐ฃ๐ฎ๐, a production smart wallet used live at the event, were not presented as shiny demos. They were examples of what it looks like when infrastructure is actually ready for people, banks, and fintechs to depend on.
Infrastructure only matters when real applications run on top of it.
2. Brazil Is Not Just a Fintech Story - It Is a Policy and Infrastructure Blueprint
Session: Fireside chat with Roberto Campos Neto (MoneyGram / Nubank)
Brazilโs instant payment system ๐ฃ๐ถ๐ has become one of the strongest real world proofs that ๐ถ๐ป๐ฐ๐น๐๐๐ถ๐ผ๐ป ๐ฎ๐ป๐ฑ ๐ฒ๐ณ๐ณ๐ถ๐ฐ๐ถ๐ฒ๐ป๐ฐ๐ ๐ฐ๐ฎ๐ป ๐๐ฐ๐ฎ๐น๐ฒ ๐๐ผ๐ด๐ฒ๐๐ต๐ฒ๐ฟ.
Roberto Campos Neto, former president of Brazilโs Central Bank and now Vice Chair & Global Head of Policy at ๐ก๐๐ฏ๐ฎ๐ป๐ธ, reminded the room that Pix was not built to disrupt banks. It was built to ๐ถ๐ป๐ฐ๐น๐๐ฑ๐ฒ ๐ฝ๐ฒ๐ผ๐ฝ๐น๐ฒ.
Millions of accounts were opened because of Pix
Banks still made money
A new payment habit emerged almost overnight
The system was designed to be ๐๐ถ๐บ๐ฝ๐น๐ฒ, ๐ฝ๐ฟ๐ผ๐ด๐ฟ๐ฎ๐บ๐บ๐ฎ๐ฏ๐น๐ฒ ๐ฎ๐ป๐ฑ ๐ฒ๐ ๐๐ฒ๐ป๐๐ถ๐ฏ๐น๐ฒ, which is why it now powers merchant payments, cash withdrawals at stores, and more. Nubankโs next step is to bridge ๐ฏ๐ฎ๐ป๐ธ๐ถ๐ป๐ด ๐ฎ๐ป๐ฑ ๐ฏ๐น๐ผ๐ฐ๐ธ๐ฐ๐ต๐ฎ๐ถ๐ป - where users can hold digital dollars or reais in one app and move between rails without needing to understand the underlying tech.
The lesson is clear: when regulators, fintechs and infrastructure work together, you do not get a crypto experiment - you get a new default for how money moves.
3. The Road To Institutional Adoption Runs Through Privacy
Session: The Roadmap for Privacy on Stellar - Tomer Weller
In traditional finance, privacy is assumed. On public chains, openness is the default.
Tomer Weller, Chief Product Officer at SDF, laid out a path where ๐ฝ๐ฟ๐ถ๐๐ฎ๐ฐ๐ ๐ฎ๐ป๐ฑ ๐๐ฟ๐ฎ๐ป๐๐ฝ๐ฎ๐ฟ๐ฒ๐ป๐ฐ๐ ๐ฐ๐ผ๐ฒ๐ ๐ถ๐๐ ๐ผ๐ป ๐ฆ๐๐ฒ๐น๐น๐ฎ๐ฟ.
Three principles stand out:
๐ง๐ฟ๐ฎ๐ป๐๐ฝ๐ฎ๐ฟ๐ฒ๐ป๐ฐ๐ ๐ฏ๐ ๐ฑ๐ฒ๐ณ๐ฎ๐๐น๐ - Stellar remains verifiable and open, with privacy as an opt-in feature at the application layer
๐๐น๐ฒ๐ ๐ถ๐ฏ๐ถ๐น๐ถ๐๐ ๐ณ๐ผ๐ฟ ๐ฏ๐๐ถ๐น๐ฑ๐ฒ๐ฟ๐ - developers decide which flows are private and where selective disclosure is needed
๐๐ผ๐บ๐ฝ๐น๐ถ๐ฎ๐ป๐ฐ๐ฒ ๐ฏ๐ ๐ฑ๐ฒ๐๐ถ๐ด๐ป - privacy tools must still allow auditors and regulators to see what they need to see
Under the hood, this means investment in ๐๐ฒ๐ฟ๐ผ-๐ธ๐ป๐ผ๐๐น๐ฒ๐ฑ๐ด๐ฒ ๐๐ผ๐ผ๐น๐ถ๐ป๐ด (๐ญ๐ ๐๐ฆ๐๐, ๐ญ๐๐ฉ๐ ๐) and confidential token standards that can hide balances and amounts while preserving provable integrity.
For institutions, this is the missing bridge: the ability to use public rails while preserving commercial confidentiality and regulatory comfort.
4. Real World Assets Are Turning Blockchain From Speculation Into Infrastructure
Session: The RWA Revolution - Liz Ray, Graham Nelson, Lucas Viegas
By 2030, tokenized ๐ฟ๐ฒ๐ฎ๐น-๐๐ผ๐ฟ๐น๐ฑ ๐ฎ๐๐๐ฒ๐๐ (๐ฅ๐ช๐๐) are projected to unlock a market well beyond 30 billion dollars. The more important point from the panel was this: ๐๐ต๐ฒ ๐๐ต๐ถ๐ณ๐ ๐ต๐ฎ๐ ๐ฎ๐น๐ฟ๐ฒ๐ฎ๐ฑ๐ ๐๐๐ฎ๐ฟ๐๐ฒ๐ฑ.
Asset managers and banks are tokenizing ๐๐ฟ๐ฒ๐ฎ๐๐๐ฟ๐ถ๐ฒ๐, ๐บ๐ผ๐ป๐ฒ๐ ๐บ๐ฎ๐ฟ๐ธ๐ฒ๐ ๐ณ๐๐ป๐ฑ๐, ๐ฝ๐ฟ๐ถ๐๐ฎ๐๐ฒ ๐ฐ๐ฟ๐ฒ๐ฑ๐ถ๐ ๐ฎ๐ป๐ฑ ๐ฟ๐ฒ๐ฐ๐ฒ๐ถ๐๐ฎ๐ฏ๐น๐ฒ๐
Onchain capital is actively hunting for ๐ฟ๐ฒ๐ด๐๐น๐ฎ๐๐ฒ๐ฑ, ๐๐ถ๐ฒ๐น๐ฑ-๐ฏ๐ฒ๐ฎ๐ฟ๐ถ๐ป๐ด ๐ถ๐ป๐๐๐ฟ๐๐บ๐ฒ๐ป๐๐
Institutional players want access to that liquidity - without reinventing their entire stack
Three themes dominated the conversation:
๐ฌ๐ถ๐ฒ๐น๐ฑ ๐ฐ๐ผ๐บ๐ฝ๐ฟ๐ฒ๐๐๐ถ๐ผ๐ป is pushing treasuries and stable yield products onchain
๐๐ถ๐พ๐๐ถ๐ฑ๐ถ๐๐ ๐บ๐ถ๐ด๐ฟ๐ฎ๐๐ถ๐ผ๐ป is real - there is meaningful capital now living on public chains
๐ฃ๐ฟ๐ผ๐ด๐ฟ๐ฎ๐บ๐บ๐ฎ๐ฏ๐ถ๐น๐ถ๐๐ lets cash flows, covenants and compliance be automated instead of paper-based
As one panelist put it: an asset is an asset and credit is credit. What changes is ๐ผ๐ฝ๐ฒ๐ฟ๐ฎ๐๐ถ๐ผ๐ป๐ฎ๐น ๐ฟ๐ถ๐๐ธ ๐ฎ๐ป๐ฑ ๐๐ฒ๐๐๐น๐ฒ๐บ๐ฒ๐ป๐ ๐ถ๐ป๐ณ๐ฟ๐ฎ๐๐๐ฟ๐๐ฐ๐๐๐ฟ๐ฒ, and that is exactly what blockchain is reshaping.
5. Identity Is Not a Feature - It Is the First Layer of Inclusion
Session: Restoring Dignity Through Digital Identity - Colin Walsh, Civitas ID
For hundreds of millions of displaced and undocumented people, the barrier to financial access is not a lack of apps - it is the lack of ๐ฟ๐ฒ๐ฐ๐ผ๐ด๐ป๐ถ๐๐ฒ๐ฑ ๐ถ๐ฑ๐ฒ๐ป๐๐ถ๐๐.
Colin Walsh, founder of ๐๐ถ๐๐ถ๐๐ฎ๐ ๐๐ and board director at MoneyGram, framed digital identity not as a technology play, but as a ๐ฑ๐ถ๐ด๐ป๐ถ๐๐ ๐ฎ๐ป๐ฑ ๐ฝ๐ฎ๐ฟ๐๐ถ๐ฐ๐ถ๐ฝ๐ฎ๐๐ถ๐ผ๐ป ๐ฝ๐ฟ๐ผ๐ฏ๐น๐ฒ๐บ.
Displacement could affect 1 in 8 people by 2050
In many regions, registering as a refugee or securing formal ID can take ๐๐ฒ๐ฎ๐ฟ๐
Without identity, people cannot access jobs, healthcare, housing or finance
Civitas ID is building ๐ฝ๐ผ๐ฟ๐๐ฎ๐ฏ๐น๐ฒ, ๐ต๐๐บ๐ฎ๐ป-๐ฐ๐ฒ๐ป๐๐ฟ๐ฒ๐ฑ ๐ถ๐ฑ๐ฒ๐ป๐๐ถ๐๐ that moves with people across borders. On Stellar, that identity can connect to wallets, banks, and aid agencies - with strong privacy protections and do-no-harm principles.
The message was simple: before you talk about credit or yield, you need to give people a way to prove they exist.
6. Yield, Local Currency, and Inclusion Are Converging
Session: Lightning Talks - Ondo Finance, Etherfuse, Kredete
Three short talks captured a big shift in how yield and inclusion are being rebuilt onchain.
๐ข๐ป๐ฑ๐ผ ๐๐ถ๐ป๐ฎ๐ป๐ฐ๐ฒ launched ๐จ๐ฆ๐๐ฌ ๐ผ๐ป ๐ฆ๐๐ฒ๐น๐น๐ฎ๐ฟ - a tokenized U.S. Treasury fund that turns stablecoins into ๐๐ถ๐ฒ๐น๐ฑ๐ถ๐ป๐ด ๐ฑ๐ผ๐น๐น๐ฎ๐ฟ๐, bringing regulated, onchain yield closer to everyday users and platforms
๐๐๐ต๐ฒ๐ฟ๐ณ๐๐๐ฒ presented ๐ฆ๐๐ฎ๐ฏ๐น๐ฒ ๐๐ผ๐ป๐ฑ๐ - interest-bearing, local-currency assets backed by national treasuries like CETES (Mexico) or Tesouro (Brazil). The thesis: people should not have to touch USD to earn yield in their own country
๐๐ฟ๐ฒ๐ฑ๐ฒ๐๐ฒ reframed Africaโs story: from M-Pesaโs 300+ billion dollar yearly volume to Nigeriaโs NIBSS processing over a quadrillion Naira, the regions with the least money often move it the fastest. Kredete turns remittances into ๐ฐ๐ฟ๐ฒ๐ฑ๐ถ๐-๐ฏ๐๐ถ๐น๐ฑ๐ถ๐ป๐ด ๐ฒ๐๐ฒ๐ป๐๐, helping people build financial history from the flows they already rely on
Taken together, these talks showed that the next phase of DeFi is not about new tokens, but about ๐ป๐ฒ๐ ๐๐ฟ๐๐๐ ๐บ๐ผ๐ฑ๐ฒ๐น๐ - yield-bearing stablecoins, sovereign onchain bonds, and cross-border credit systems that work where traditional rails are too slow or too expensive.
7. Cash, Stablecoins, and Global Families On Their Own Terms
Session: Money on Their Terms - Anthony Soohoo, MoneyGram
Anthony Soohoo, CEO of ๐ ๐ผ๐ป๐ฒ๐๐๐ฟ๐ฎ๐บ, described a product roadmap built on a simple idea: people should be able to move money ๐ผ๐ป ๐๐ต๐ฒ๐ถ๐ฟ ๐ผ๐๐ป ๐๐ฒ๐ฟ๐บ๐, whether that means cash, digital dollars or both.
MoneyGram has already built the largest ๐ฐ๐ฎ๐๐ต ๐๐ผ ๐ฐ๐ฟ๐๐ฝ๐๐ผ ๐ผ๐ป/๐ผ๐ณ๐ณ ๐ฟ๐ฎ๐บ๐ฝ ๐ผ๐ป ๐ฆ๐๐ฒ๐น๐น๐ฎ๐ฟ. Now it is layering a ๐ป๐ฒ๐ ๐๐ฎ๐น๐น๐ฒ๐ ๐ฎ๐ฝ๐ฝ, launching first in Colombia:
Hold ๐จ๐ฆ๐๐ ๐ผ๐ป ๐ฆ๐๐ฒ๐น๐น๐ฎ๐ฟ without needing to understand crypto
Send and receive funds instantly
Cash in or out through MoneyGramโs global network when needed
Stay informed via channels people already use, like WhatsApp
Underneath is a new ๐ฅ๐ฎ๐บ๐ฝ๐ ๐๐ฃ๐, opening MoneyGramโs reach - 200+ countries, 20,000 corridors, 500,000 locations - to developers and fintechs.
The bigger story is that a long trusted brand in remittances is now using stablecoins as a ๐ฐ๐ผ๐ป๐๐๐บ๐ฒ๐ฟ ๐๐ผ๐ผ๐น, not a marketing play. For many families, this is how blockchain will arrive: quietly, wrapped in an experience that feels familiar and safe.
8. DTCC Is Turning Tokenization From Pilot Into Plumbing
Session: Operationalizing Blockchain in Banking - Nadine Chakar, DTCC Digital Assets
DTCC settles nearly ๐ฐ ๐พ๐๐ฎ๐ฑ๐ฟ๐ถ๐น๐น๐ถ๐ผ๐ป ๐ฑ๐ผ๐น๐น๐ฎ๐ฟ๐ in trades every year. When an institution like that takes blockchain seriously, it matters.
Nadine Chakar described how DTCC is moving from exploration to ๐ผ๐ฝ๐ฒ๐ฟ๐ฎ๐๐ถ๐ผ๐ป๐ฎ๐น ๐๐ผ๐ธ๐ฒ๐ป๐ถ๐๐ฎ๐๐ถ๐ผ๐ป:
Acquiring Securrency and building ๐๐ง๐๐ ๐๐ถ๐ด๐ถ๐๐ฎ๐น ๐๐๐๐ฒ๐๐
Running real experiments like the ๐๐ฟ๐ฒ๐ฎ๐ ๐๐ผ๐น๐น๐ฎ๐๐ฒ๐ฟ๐ฎ๐น ๐๐ ๐ฝ๐ฒ๐ฟ๐ถ๐บ๐ฒ๐ป๐, where collateral that once took weeks to move could be transferred and reused within minutes using tokenized assets, stablecoins and synthetic CBDCs
Designing an architecture that is open, compliant, and resilient enough to support institutional scale
Her framing was blunt: the technology and regulation are finally in place. What is needed now is ๐๐ฐ๐ฎ๐น๐ฒ, ๐ถ๐ป๐๐ฒ๐ฟ๐ผ๐ฝ๐ฒ๐ฟ๐ฎ๐ฏ๐ถ๐น๐ถ๐๐ ๐ฎ๐ป๐ฑ ๐ฐ๐ผ๐๐ฟ๐ฎ๐ด๐ฒ.
The impact for banks and market infrastructure providers is straightforward - this is not a side bet anymore. Tokenization is being wired directly into the core.
9. Regulation Is Converging - But Not Uniformly
Session: Around the World - Hot Topics in Regional Crypto Regulation
A panel on regulation across the ๐จ๐ป๐ถ๐๐ฒ๐ฑ ๐ฆ๐๐ฎ๐๐ฒ๐, ๐๐ฟ๐ฎ๐๐ถ๐น ๐ฎ๐ป๐ฑ ๐ก๐ถ๐ด๐ฒ๐ฟ๐ถ๐ฎ made one thing clear: the age of pure โregulation by enforcementโ is fading.
In the U.S., the ๐๐ฒ๐ป๐ถ๐๐ ๐๐ฐ๐ provides a long awaited federal framework for ๐ฝ๐ฎ๐๐บ๐ฒ๐ป๐ ๐๐๐ฎ๐ฏ๐น๐ฒ๐ฐ๐ผ๐ถ๐ป๐ - with requirements for 100 % backing, audited reserves and banking style oversight. It is a major step toward clarity, even if yield-bearing models remain under heavier scrutiny.
Brazil is pushing hard as well:
The Central Bank is set to regulate virtual asset service providers
Multiple public consultations are already complete
Legislation under discussion aims to ensure the Central Bank can regulate stablecoins even when they pay yield - avoiding regulatory overlap
Nigeria and other African markets are leaning into sandboxes and pragmatic oversight while dealing with very real demand for FX, remittance, and savings solutions.
The lesson for builders and institutions is not to wait for some perfect global standard. It is to recognise that ๐ฐ๐น๐ฎ๐ฟ๐ถ๐๐ ๐ถ๐ ๐ฎ๐ฟ๐ฟ๐ถ๐๐ถ๐ป๐ด ๐ถ๐ป ๐๐ฝ๐ฒ๐ฐ๐ถ๐ณ๐ถ๐ฐ ๐ฐ๐ผ๐ฟ๐ฟ๐ถ๐ฑ๐ผ๐ฟ๐ ๐ณ๐ถ๐ฟ๐๐, and those who build there early will set the pattern.
10. Payments, Compliance and RWAs - Built in Five Minute Lightning Bursts
Session: Lightning Talks - Arculus, PwC US, AlfredPay, Mercado Bitcoin
A second Lightning block brought four different but connected stories.
๐๐ฟ๐ฐ๐๐น๐๐ showed ๐๐ฎ๐ฝ ๐๐ผ ๐ฝ๐ฎ๐ ๐๐๐ฎ๐ฏ๐น๐ฒ๐ฐ๐ผ๐ถ๐ป ๐ฝ๐ฎ๐๐บ๐ฒ๐ป๐๐ on Stellar that look and feel like a normal card transaction, powered by a secure hardware card and onchain USDC
๐ฃ๐๐ ๐จ๐ฆ highlighted that enterprise blockchain challenges are less about tech and more about translating ๐ฐ๐ผ๐ป๐๐ฟ๐ผ๐น๐, ๐ฟ๐ถ๐๐ธ ๐ฎ๐ป๐ฑ ๐ผ๐ฝ๐ฒ๐ฟ๐ฎ๐๐ถ๐ผ๐ป๐ into this new environment
๐๐น๐ณ๐ฟ๐ฒ๐ฑ๐ฃ๐ฎ๐ outlined an API layer that is quietly wiring up ๐๐๐ง๐๐ ๐ฐ๐ผ๐ฟ๐ฟ๐ถ๐ฑ๐ผ๐ฟ๐ with Stellar stablecoins, Pix, QR payments, virtual accounts and a USC Visa card, already used by over a million users
๐ ๐ฒ๐ฟ๐ฐ๐ฎ๐ฑ๐ผ ๐๐ถ๐๐ฐ๐ผ๐ถ๐ป announced plans to issue ๐ญ ๐ฏ๐ถ๐น๐น๐ถ๐ผ๐ป ๐๐ฅ๐ ๐ผ๐ณ ๐ฅ๐ช๐๐ ๐ผ๐ป ๐ฆ๐๐ฒ๐น๐น๐ฎ๐ฟ, building on a track record of 450+ issuances and more than 1.5 billion BRL tokenized private credit
The throughline was not theory. It was ๐ฝ๐ฟ๐ผ๐ฑ๐๐ฐ๐๐ถ๐ผ๐ป - merchants paying, users transacting, credit flowing, and institutions getting cheaper financing via tokenized structures.
11. What Enterprise Grade Really Looks Like On Stellar
Session: Scaling the Rails - Jose Fernandez da Ponte, SDF
Jose Fernandez da Ponte, now President and Chief Growth Officer at SDF, tied many of these threads together.
From his time at PayPal, he has seen the shift in conversation firsthand:
Institutions are no longer asking ๐ถ๐ณ digital assets matter
They are asking ๐๐ต๐ถ๐ฐ๐ต ๐ป๐ฒ๐๐๐ผ๐ฟ๐ธ๐ ๐ฎ๐ฟ๐ฒ ๐ฟ๐ฒ๐ฎ๐ฑ๐, ๐๐ต๐ฎ๐ ๐๐ต๐ฒ ๐ฟ๐ฒ๐ด๐๐น๐ฎ๐๐ผ๐ฟ๐ ๐ฟ๐ถ๐๐ธ ๐ถ๐, and ๐ต๐ผ๐ ๐๐ผ๐ผ๐ป ๐๐ต๐ฒ๐ ๐ฐ๐ฎ๐ป ๐ฑ๐ฒ๐ฝ๐น๐ผ๐
His framework for ๐ฒ๐ป๐๐ฒ๐ฟ๐ฝ๐ฟ๐ถ๐๐ฒ ๐ด๐ฟ๐ฎ๐ฑ๐ฒ boils down to three things:
๐จ๐ฝ๐๐ถ๐บ๐ฒ ๐ฎ๐ป๐ฑ ๐ฝ๐ฟ๐ฒ๐ฑ๐ถ๐ฐ๐๐ฎ๐ฏ๐ถ๐น๐ถ๐๐ - Stellarโs decade of 99.99 % uptime is not a trivia fact, it is a precondition for handling billions in flows
๐๐ผ๐บ๐ฝ๐น๐ถ๐ฎ๐ป๐ฐ๐ฒ ๐ฎ๐ป๐ฑ ๐ฐ๐ผ๐ป๐๐ฟ๐ผ๐น ๐ฝ๐ฟ๐ถ๐บ๐ถ๐๐ถ๐๐ฒ๐ - trustlines, deterministic fees, and account level controls make it easier to map real world regulation into onchain logic
๐๐ฎ๐น๐ฎ๐ป๐ฐ๐ฒ ๐ฏ๐ฒ๐๐๐ฒ๐ฒ๐ป ๐๐๐ฎ๐ฏ๐ถ๐น๐ถ๐๐ ๐ฎ๐ป๐ฑ ๐ถ๐ป๐ป๐ผ๐๐ฎ๐๐ถ๐ผ๐ป - protect decentralization and openness while allowing layers like Soroban smart contracts and privacy tooling to push the network forward
He also stressed that ๐๐๐ง๐๐ ๐ถ๐ ๐ป๐ผ๐ ๐ฎ ๐๐ถ๐ฑ๐ฒ ๐๐๐ฎ๐ด๐ฒ - it is where many of the most advanced payment systems in the world are already live.
The goal from here is straightforward: make Stellar the place where ๐ฑ๐ฒ๐๐ฒ๐น๐ผ๐ฝ๐ฒ๐ฟ๐, ๐ฒ๐ป๐๐ฒ๐ฟ๐ฝ๐ฟ๐ถ๐๐ฒ๐ ๐ฎ๐ป๐ฑ ๐ถ๐ป๐ณ๐ฟ๐ฎ๐๐๐ฟ๐๐ฐ๐๐๐ฟ๐ฒ ๐ฝ๐ฟ๐ผ๐๐ถ๐ฑ๐ฒ๐ฟ๐ can meet in the middle - with enough stability to trust and enough innovation to matter.
Closing Thoughts
Across identity, RWAs, payments, regulation and infrastructure, Meridian 2025 made one thing very clear:
Stablecoins and tokenized assets are shifting from narrative to ๐ฝ๐น๐๐บ๐ฏ๐ถ๐ป๐ด
The most interesting work is happening in ๐๐ฟ๐ฎ๐๐ถ๐น, ๐๐ณ๐ฟ๐ถ๐ฐ๐ฎ, ๐ฎ๐ป๐ฑ ๐ผ๐๐ต๐ฒ๐ฟ ๐๐ผ ๐ฐ๐ฎ๐น๐น๐ฒ๐ฑ ๐ฒ๐ฑ๐ด๐ฒ ๐บ๐ฎ๐ฟ๐ธ๐ฒ๐๐
Institutions are no longer just โmonitoring the spaceโ - they are deploying
Open, compliant and reliable rails will quietly define who wins the next decade
At BP Ventures, we sit at the intersection of this shift - helping institutions, fintechs and builders move from exploration to execution with ๐๐ฎ๐น๐น๐ฒ๐๐, ๐ฟ๐ฎ๐ถ๐น๐, ๐ผ๐ฟ๐ฎ๐ฐ๐น๐ฒ๐ ๐ฎ๐ป๐ฑ ๐๐๐ฎ๐ฏ๐น๐ฒ๐ฐ๐ผ๐ถ๐ป ๐ถ๐ป๐ณ๐ฟ๐ฎ๐๐๐ฟ๐๐ฐ๐๐๐ฟ๐ฒ built on Stellar.
If you are exploring how any of this fits into your roadmap - from cross border flows and disbursements to stablecoin issuance, RWAs or enterprise integration - we would be happy to talk.
Book a call: calendly.com/jpbpventures
โ๏ธ Email: sales@bpventures.us