People in sub-Saharan Africa are saving money faster than at any time in the last ten years – and smart payment rails are helping. BPV’s Mobile Money Anchor moves shillings, naira, and CFA francs through Circle’s USDC stable-coin in seconds, then drops the cash straight into local mobile-money wallets. Money that once crawled now moves at lightning speed.

The numbers tell the story. The World Bank’s 𝗚𝗹𝗼𝗯𝗮𝗹 𝗙𝗶𝗻𝗱𝗲𝘅 𝟮𝟬𝟮𝟱 says:

• Formal savers jumped 12 percentage points to 𝟯𝟱 % of adults in 2024

• 𝟰𝟬 % of adults now have a mobile-money account, up from 30% just 2 years ago.

• 𝟮𝟯 % use those accounts to save—up from 13 % three years ago.
  
  

BPV sits in the middle. Its simple API links banks, fintechs, and telcos to every big wallet—M-Pesa, MTN MoMo, Airtel Money, and more. USDC acts as a neutral bridge: no big FX fees, no wild rate swings. Net settlement takes under 𝗳𝗶𝘃𝗲 𝘀𝗲𝗰𝗼𝗻𝗱𝘀. Typical transfer size: about $𝟴.

Speed matters. Young, mobile-first Africans hate waiting. Each extra minute pushes them back toward cash. Faster deposits mean bigger daily balances, which give local lenders more funds. In Kenya, where 𝟯𝟮 % of adults borrow from their wallet provider, cheaper float can cut micro-loan rates by five percentage points.

BPV also offers a white-label wallet—think “Stripe-for-wallets.” Early partners report a 𝟮𝟳 % jump in active users after switching to BPV’s single platform. Regulators like the clear on-chain audit trail; finance chiefs like the built-in Stellar based FX netting which has helped charities and donors like GIZ, UOSSM and FreedomPay reduce costs.

The macro upside is huge. Every one-point rise in formal savings adds about $𝟯 𝗯𝗶𝗹𝗹𝗶𝗼𝗻 in investable cash, IMF data show. A 12-point leap unleashes roughly $𝟯𝟲 𝗯𝗶𝗹𝗹𝗶𝗼𝗻—fuel for roads, solar farms, or the next e-commerce star. Few networks are better placed to route that flow than the one already flashing salaries and remittances at the pace of a push notification.

At today’s speed, BPV’s USDC-powered rail is turning into the continent’s value-transfer Stellar Anchor provider. In a region where time equals both money and survival, instant is now the baseline—and BPV with Stellar Blockchain are making it standard.

For more information:

https://www.worldbank.org/en/publication/globalfindex

https://www.youtube.com/watch?v=Ux1qiLc4IEs&list=PLopq6yGfmFAvaUL80cumub4E4uQohnF1B&index=2

For product info email: sales@bpventures.us